Sal and Carla have run a successful consulting business over the years, saved well and used tax-planning strategies such as their individual pension plan (IPP) to ensure their financial security.
After 35 years of working for the city, Tom is keen to retire in January. He is 58 and earns more than $155,000 a year. ...Which pension survivor option he should take?
Gabriel and Ivy have well-paying professional jobs, three children and a mortgage-free house in small-town British Columbia ... “Can we afford to retire at age 57?”
Volatile markets this past week reflect a global financial system under pressure as banks in the U.S. and Europe struggle under the weight of rising interest rates.
When a person dies, they are deemed to have disposed of their property at the time of death. If they are married, their assets can pass to the surviving spouse on a tax-deferred basis.
When setting a retirement date, several factors must be considered, including clients’ goals, circumstances and worst-case scenarios
Now, with their working years approaching an end, they’d like to help their two children financially. “We never expected to have this ability,” Peggy writes...
You are doing your clients a disservice when you forecast what the stock market is going to do. This is an intervention...
Thorough KYC lays the groundwork for advisory action. The quandary, your client Ken is an elderly widower you suspect has dementia ...
As some Canadians looked to make ends meet during the pandemic, accessing extra funds may have meant tapping into savings ...
At age 48, Gavin and Audrey have been diligently paying down the mortgage on their Calgary house, setting aside money...
After years of running a successful business, Tim and Tamsin are hoping to retire by the end of 2023...
Kevin and Lara want to quit working as soon as possible, but they’re not sure they can afford to. They are both age 58 with three children in their early 20s...
Besides fighting through traffic snarls to get there, the family cottage by the lake has typically been viewed as a place of tranquility with a lifetime of fond memories...
Bruce and Bonnie are “middle-aged and still enjoying their professional careers in the non-profit sector,” Bonnie writes in an e-mail, but they’re looking ahead...
It’s been said that people begin seeking work-life balance in their mid-40s, and so it is with Leif and Sam. Leif, who works in education, is 46...
A few years back, Benjamin made a work decision that changed his life for the better. He’s 34, single and living in British Columbia, where...
Vancouver professionals Nancy and Nathan are in the enviable position of being able to contemplate retiring from their jobs at age 55 while still enjoying...
Before Beatrice’s husband died, they sold the family house and invested a substantial sum in a portfolio designed to generate as much income as possible...